N26 is a mobile-first bank headquartered in Berlin, Germany. It was founded in 2013 by Valentin Stalf and Maximilian Tayenthal with the goal of providing a seamless and user-friendly banking experience through a mobile app.
As a digital bank, N26 offers a wide range of banking services, including current accounts, debit cards, savings accounts, investment options, and money transfers. N26 aims to simplify banking for its customers by providing a transparent fee structure, real-time notifications, and a user-friendly interface.
One of the key features of N26 is its fully mobile banking experience. Customers can easily open an account directly from their smartphone in just a few minutes, without the need for paperwork or a physical visit to a branch. The N26 app allows users to manage their finances, track expenses, set savings goals, and make payments with just a few taps.
N26 also offers additional benefits, such as cashback rewards, travel insurance, and access to partner offers. They have different account tiers, including the standard N26 account, N26 You, and N26 Metal, each with varying features and benefits.
While N26 is based in Germany, it has expanded its services to several European countries and the United States. N26 operates under a full banking license provided by the European Central Bank and is regulated by the German Federal Financial Supervisory Authority (BaFin).
Overall, N26 positions itself as a modern, tech-driven bank that provides a convenient and intuitive banking experience for its customers.